Create a Health Risk Assessment (HRA) form for a private insurer in Saudi Arabia to assess individuals health and lifestyle to determine risk and premium cost.

The HRA should include a list of questions in a survey format. The survey should include questions to determine: Pre-existing conditions,
Lifestyle patterns that could lead to illness,
History of physician visitation,
Any other issues that would impact risk assessment and healthcare costs of individuals, and
Include a paragraph describing the reasoning behind the selection of the criteria for all drafted questions.
The survey should consist of 8-10 questions.
The paper should be at least 2 pages in length, not including the cover sheet, reference page, and questionnaire pages.
Formatted according to APA a