Create a Health Risk Assessment (HRA) form for a private insurer in Saudi Arabia to assess individuals health and lifestyle to determine risk and premium cost.

The HRA should include a list of questions in a survey format. The survey should include questions to determine: Pre-existing conditions, Lifestyle patterns that could lead to illness, History of physician visitation, Any other issues that would impact risk assessment and healthcare costs of individuals, and Before listing the question do an introduction to introduce the topic then Include a paragraph describing the reasoning behind the selection of the criteria for all drafted questions. At the end of the question make a conclusion The survey should consist of 10 questions. Included cover sheet, reference page, and questionnaire pages Should be separate from the other paragraphs Provide support for your statements with in-text citations from a minimum of 6 scholarly articles. Two of these sources may be from the class readings, textbook, or lectures, but two must be external.